What does fully comprehensive car insurance cover?

When insuring your car you will want the peace of mind that as many eventualities are covered as possible. That’s why many drivers opt for the highest level of insurance money can buy – comprehensive cover. Not only will you be covered for car damage you are involved with, but it also covers third-party damage, fire and theft. That being said, just because it’s fully comprehensive doesn’t mean you should expect to get a payout in every instance of damage. Here, Telegraph Money explains what fully comprehensive car insurance actually covers you for – and the exclusions you’ll have to pay for yourself. A comprehensive policy is the most extensive cover you can get, covering you for a wide range of repairs or replacement costs if your car is damaged or written off, stolen, or catches fire. It also typically covers claims made against you for people, passengers and their property. Individual policies will vary between providers, but typically a comprehensive policy will cover: Your car will be covered if it’s damaged or destroyed by theft or attempted theft. It will also cover you for vandalism. Your car will be covered if it’s damaged or destroyed by fire. It will...

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